Attention homeowners in Paoli and Chester County: Get an Appraisal today!

Here are the top 7 reasons why PA homeowners need Piombino Associates:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower their mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a PA divorce, when property needs to be divided
Settle an estate in PA by determining the true market value of real estate in question

Do you own a home in or near Paoli? Do you need help determining the value of your real estate?
Contact Piombino Associates.

We at Piombino Associates understand the individual needs of a customer looking for appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Piombino Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Piombino Associates, we're experienced in helping homeowners just like you delete unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Piombino Associates is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Piombino Associates can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? Piombino Associates offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Piombino Associates can We can assist you. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.